Dolla, Dolla Bills Ya'll!

This week has been one that has been full of great surprise and some serious blessings by the lord.

Did you know that in Sacramento the average cost of having a baby is between 18,000-24,000 dollars?
The school system should let teenage girls know that it costs that much to push something out of your vagina, so maybe they should think again before they let their boyfriend visit it first.

Of course you don't think about that stuff when your trying to have a baby or want one, but when the lady from the finance department at your doctors office calls you and tells you the news, it can create a lot of stress. Pregnancy books of course tell you nothing about this, and its not like the insurance companies help because hell, they just want their money. So, before Nate and I had to make the decision to start a family we had to check our finances first.

It is known that Nate and I have the world's shittiest insurance, as in we have to meet a 9,000 year deductible. In layman's terms that means you better come up with 9 grand by the time you push that baby out, in cash, because that is what you are going to owe the hospital. Nate and I have been saving religiously, but lets be honest, thats a little less than 8 percent of Nate's yearly income! It has effected us in the sense that lunch dates are no longer, shopping for clothes needs to be looked at more carefully, filling up the gas tank causes me to cry a few more tears, starbucks runs have come and gone, and overall we just get to be at home staring at each other. Ok well, not entirely, but its more similar to the lifestyle we were living two years ago, than the one we were accustomed to a few months ago.

Its also hard when I see the money that my husband works hard for just go medical bill, after medical bill rather than into our savings account or some other purchase we have been saving for.

Then on Tuesday the lord answered our prayers.....

I get to get picked up on my parents insurance on January 1st, 2013!!! Thanks to Obamacare, parents can have their kids on their insurance until they are 26 married or not, and since I don't work full-time I qualify.

We now only have to pay 10 percent of birthing costs aka 1,800 dollars!! We already have this saved in our health savings account, and then some just in case.

Nathan still needs to keep his insurance and the baby will be on his insurance once its born. However, we can actually take that money we were planning on saving for the birth and use it for baby doctors visits and what not for the following year, rather than my 9,000 dollar hospital bill.
I also can go back to visiting Starbucks :)

Thank the lord.

Just a side note: I am not a Barack Obama supporter and I fundamentally don't agree with Obama care. I agree with parts of it, like that people should not be refused health care because of pre-existing conditions, making insurance companies more accountable, and the fact that someone can be on their parents insurance til they are 26 are the only positives. I think that if you are 26 and under that it is ok, unless it costs your parents more money. If it costs your parents more money for you to be on their plan, even if its better, and they are planning on picking you up, you better make up the difference to them!! Especially if you are married like me, you should make up the difference! Fortunately this is not the case for us.
I will also be voting for Mitt Romney in this election, so call me a hypocrite or shoot me. Overall the Obama administration has screwed Nathan and I more in regards to taxes, that I could careless if I found a loop hole in his otherwise, crappy health care law.